Legal Notice
By submitting any personal information on this web site for an insurance quote, policy, coverage or a request for a quote on any other product we are licensed to offer, you acknowledge that you or your representatives have given Phoenix Life Insurance and Choice Insurance of Arizona LLC, or its subsidiaries or affiliates or non-affiliated insurance companies that may or may not be referred to on this website, your complete consent to run any and all reports or authorizations used for underwriting purposes. This information will help determine your ability to qualify for a policy, coverage or may be used in the future to help us with any current or future policy advising, counseling, or recommending that is a natural part of an insurance agency's role in representing you. These reports are imperative to providing you with an accurate quote.
These reports will include but are not limited to:
- Insurance Credit Scoring
- Motor Vehicle Reports
- Claim Histories (CLUE Reports)
- Your Home Information
Phoenix Life Insurance and Choice Insurance of Arizona LLC will use any legal methods to research this information with the information you provide regardless of whether you have submitted social security numbers or not on this website. If you do not want Phoenix Life Insurance or Choice Insurance of Arizona LLC or its subsidiaries or affiliates or non-affiliated insurance companies to run these or any other reports to provide you with an accurate quote, you must notify us or our agents and representatives prior to submitting your information through this web site, by phone or email.
Information on you, such as insurance credit scoring and your driving history, may be obtained without the use of a social security number. However, a social security number can help to ensure the information we receive is more accurate.
Phoenix Life Insurance is a lead generating service on behalf of Choice Insurance of Arizona LLC, a licensed Arizona insurance agency. Any information you provide on yourself or other members of your household will be given to Choice Insurance of Arizona LLC for the purpose of providing an insurance quote, policy, policy review, or coverage review. Any information that you provide to Phoenix Life Insurance is assumed that you are giving your consent to be used by Choice Insurance of Arizona LLC for the purposes of securing an insurance quote, policy or to conduct policy reviews or policy evaluations. That information will be treated with respect and confidentially as required by law by both companies.
Any Auto and Home application submitted through us must go through an underwriting process by way of the home office of the company it has been written through and submitted to. No quote or application, even if it has been signed and money accepted by us, is guaranteed until it has been approved by said underwriting department. Underwriting has the potential and ability to change a policy premium or policy coverage based on information they deem necessary as part of the underwriting process.
We do our best to correctly field-underwrite every Auto and Home insurance quote, application, and policy. However, every insurance company we do business with and their underwriting department has the final approval as to the final policy approval, premium and coverage.